Insurance Investments Group Claims About us

What is covered?

Our livestock, poultry and eggs insurance covers:

  • Beef cattle
  • Dairy cattle
  • Horses
  • Hogs
  • Sheep
  • Goats
  • Poultry
  • Eggs

If your livestock isn’t on this list, contact your financial representative to see if it’s covered.

Choose the right protection for you

Select from our Fire and Lightning or Broad or Elite livestock coverage options.

Livestock insurance

Coverage type Fire or Lightning Broad Elite
Earthquake Included Included Included
Tornado, hail, blizzard, windstorm, cyclone Included Included Included
Flood Included Included Included
Drowning, breaking or falling through ice or being stranded in mud Not Included Included Included
Collapse of bridge or culverts Included Included Included
Accidental shooting
 Not Included Included Included
Accidental physical injury Not Included Included Included
Attack by wild animals or dogs you don’t own Not Included Included Included
Entrapment Not Included Included Included
Riots, vandalism or malicious acts Not Included Included Included
Theft Not Included Included Included
Bloat Not Included Not Included Included
Rabies Not Included Not Included Included
Colic Not Included Not Included Included
Complications during animal birth Not Included Not Included
 Included
Impact by aircraft Included Included Included
Collision with a vehicle Included Included Included
Fire or lightning Included Included Included
Explosion Included Included Included
Smoke Included Included Included
Fumes Not Included Included Included
Artificial electricity
(an injury or death of an animal as a result of contact with a power line)		 Not Included Included Included
Hardware ingestion
(an injury or death of an animal as a result of consuming metal)		 Not Included Not Included Included
Transportation Included Included Included
Waterborne transportation Included Included Included
Entrapment Broad Form
Our regular livestock coverage is not extended to animals that are normally restrained in stalls. This endorsement covers these animals against accidental and involuntary physical restraint in stalls and other areas.		 Not Available Optional Optional
Livestock embryo and semen endorsement
This covers semen and embryo tanks and their contents. This applies if you store them on your property, at another location in Canada for artificial insemination or while in transit.		 Not Available Optional Optional
Single animal deductible
In case of an animal’s death, this deductible lets you use the value of that animal as your deductible. This means if you lose one animal, this deductible covers that cost.		 Optional Optional Not available

Poultry and eggs coverage

Coverage type Fire or Lightning Elite
Fire or lightning Included Included
Explosion Included Included
Impact by aircraft Not included Included
Collision with vehicle Not included Included
Riot Not included Included
Smoke Not included Included
Windstorm or hail Not included Included
Vandalism or malicious acts Not included Included
Transportation Not included Included
Waterborne transportation Not included Included
Theft Not included Included
Earthquake, blizzard, snow, rainstorm Not included Included
Flood Not included Included
Drowning Not included Included
Attack by wild animals or dogs you don’t own Not included Included
Consequential Loss endorsement
This extends coverage to poultry and eggs that have been destroyed due to damage to the building containing them, or due to interruption of power to the insured farm property.		 Not available Optional
Heat prostration
This coverage protects you financially if your poultry die as a result of heat exhaustion.*

*Terms and conditions apply		 Not available Optional
Loss via power interruption
This endorsement provides coverage against death or destruction of the poultry and livestock. The loss of interruption can happen because of failures in heating, ventilation equipment due to power outages, freezing, breakdowns and from harmful fumes.		 Optional Optional

Other ways to protect your farm

Machinery

Produce

Pollution

Liability and accident

Risk management

Additional coverage

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