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Insurance for fruit and vegetable farms

Every growing season brings new challenges. Get coverage for your harvested produce, machinery, buildings and more with insurance that fits your needs.

Find a financial representative

Get the right coverage

Growing fruits and vegetables can be challenging and unpredictable. You face many risks throughout the year. Here are some coverage types you may need:

Produce

Take comfort in knowing that your harvested produce is protected. Get coverage for insured losses and perils.

Learn about produce insurance

Consequential loss

This produce endorsement provides coverage for loss, damage or destruction of your harvested produce caused by any change in temperature as a result of damage to a farm building or cooling unit.

Learn about consequential loss

Machinery

Get coverage for the tools and machinery at the heart of your fruit and vegetable farm.

Learn about machinery insurance

Property and contents

Protect the structures that house your harvested produce and your farm buildings from the unexpected with coverage you can trust.

Learn about property and contents insurance

Liability and accident

Get protection against claims resulting from injuries to another person or their property, and for insured physical injuries or death.

Learn about liability and accident insurance

Explore all coverage options

More solutions for your farm

Auto insurance for business vehicles

Business insurance

Farm succession planning

Do you belong to one of our member organizations?

Being a member has many perks. Through our Member Benefits Program1, you can take advantage of our enhanced farm insurance options.2 Choose from more than 30 types of coverage at a preferred rate.

Learn about our Member Benefits Program

1 Each member organization selects which benefits are offered to their members. To find out which benefits are available through Co-operators Member Benefits Program, call 1-844-770-9138, your local Co-operators financial representative or your participant member organization.

2 Discounts, coverages and eligibility vary by province. Not all products are available in all provinces. Preferred rates are only available in Alberta, Newfoundland, Quebec and Prince Edward Island.

Still have questions?

Whether you’re wondering about how market fluctuations can change your insurance needs or how we can support your business, we can help.