Get the right protection for your life stage
Starters
Family
Retirement
Get flexible, affordable solutions
Enjoy affordable coverage, with a duration of your choice. (1, 10, 15, 20, 25, or 30 years)
Explore term life insurance
Secure lifelong coverage that comes with guaranteed premiums, adapts to your changing needs and, in some cases, can provide opportunities to build your wealth.
Explore permanent life insurance
Receive a tax-free payout if you’re diagnosed with a covered, life-altering condition, and potentially recover your premiums upon surrender or expiry if you’re claim-free.
Explore critical illness insurance
Secure your mortgage with life insurance, optional critical illness, and disability insurance, all in one convenient plan.
Explore mortgage insurance

Dedicated financial services advisors to help you protect what matters most
Want specialized support and guidance? Our expert financial services advisors can help you choose the right life insurance plan for you and your family.*
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*Available to residents in Quebec
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Frequently asked questions
When is the best time to buy life insurance?

Co-operators is a member of Assuris, a not-for-profit organization that protects Canadian policyholders if their life and health insurance company should fail. Assuris protection applies to all individual and group life and health products issued by Co-operators.
Visit the Assuris website to find out more.Talk to us today
For personalized solutions that fit your needs and budget, connect with a
financial representative near you.