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Sebastien Vermette
PFA™
Financial Advisor*
Mutual Fund Investment Specialist**
With over 15 years of experience in the insurance and investment industry, I am the proud owner and Financial Advisor at S. Vermette Insurance and Financial Ltd., operating as Co-operators in Timmins.
Since 2013, I’ve been committed to helping individuals and small businesses achieve their financial goals through tailored insurance solutions, wealth protection strategies, and retirement planning.
I believe in building strong, long-term relationships with my clients by offering expert advice rooted in integrity and trust. My approach is to truly understand each client's unique needs and circumstances before recommending personalized strategies that empower them to make informed financial decisions.
Outside of work, I enjoy spending quality time with my wife and two daughters at the cottage, socializing with friends around a fire, attending live concerts, and playing golf whenever possible.
Location
Timmins
Email
Christianne Talbot
Associate Insurance Agent
As an Associate Insurance Agent at Co-operators in Timmins, I specialize in home, auto, farm and business insurance with a strong commitment to ensuring my clients have the right protection for their unique needs. Fluent in both French and English, I am dedicated to providing clear, comprehensive advice and regularly reviewing policies to ensure clients fully understand their coverage and how they’re protected.
My approach is client-centred, always working to look out for their best interests and help them make informed decisions about their insurance.
Outside of work, I enjoy spending time with family and friends, especially camping and fishing in the great outdoors.
Location
Timmins
Email
Ellen Cullimore
Associate Insurance Agent III
With nine years of experience as an Associate Insurance Agent at Co-operators, I specialize in home, auto, life insurance and financial investments. My personal experience raising a family and planning for the future allows me to connect with clients on a deeper level, helping them find the right coverage tailored to their needs and long-term goals.
I’m passionate about building strong relationships with my clients, ensuring they feel confident and protected.
Outside of work, I love travelling, exploring new cultures, and meeting people from all walks of life.
Location
Timmins
EmailLauren Polk
Associate Insurance Agent
As an Associate Insurance Agent with Co-operators, I enjoy helping our clients with their insurance needs, whether it's home, auto or life insurance, as well as being able to assist with their financial investments. I have gained valuable experience in client service over the past decade and, as a result, I have formed strong relationships in my hometown of Timmins, Ontario while assisting clients in finding the right solutions for their needs.
Location
Timmins
Email
Melanie Veillette
Client Contact Representative
As the Client Contact Representative at Co-operators in Timmins, my focus is on providing exceptional customer service and ensuring a positive and seamless experience. With a passion for helping others, I am dedicated to being the first point of contact for our clients, addressing their needs, and guiding them through their insurance and financial journeys.
I take great pride in building strong, supportive relationships with our clients and always strive to go the extra mile to make sure they feel heard, valued and well taken care of. Whether assisting with inquiries or providing ongoing support, my goal is to make each interaction a smooth and enjoyable one.
Location
Timmins
Email
Michelle Killins
PFA™
Associate Financial Advisor*
Mutual Fund Investment Specialist**
I have been an Associate Financial Advisor with Co-operators since 2017 and enjoy helping clients with all their financial and insurance needs. I currently specialize in investments, life, business, home and auto insurance.
During my time with Co-operators, I've obtained many credentials to ensure that I'm always up to date and knowledgeable so I can provide the best service possible for my clients. I currently hold a designation of PFA (Professional Financial Advisor), mutual funds licence, life and segregated funds, as well as my general insurance.
In my free time, I enjoy camping with my husband and three children, playing on my baseball team, and golfing. I also enjoy quiet evenings at home watching movies when it's cold outside.
Location
Timmins
Email*Offering insurance products underwritten by Co-operators General Insurance Company and Co-operators Life Insurance Company.
**Offering mutual funds through Co-operators Financial Investment Services.