What can we help you with?
Esther Weber
Insurance Agent*
Mutual Fund Investment Specialist**
Thank you for visiting our website. We are an exclusive agency representing Co-operators and have been part of the Woolwich community since the early 1950s.
Our team has the expertise to help you with all your insurance and financial service needs:
Insurance protection
- Home insurance
- Auto insurance
- Farm insurance
- Business insurance
- Travel insurance
- Term and permanent life insurance
- Critical illness
- Mortgage insurance
Group products
- Group home and auto insurance
- Group benefits
- Group retirement plans
Investment planning
- Retirement planning
- Education savings plans
- Registered disability savings plans
- Financial planning
- Tax and estate planning
Growing up in Hawkesville and later moving to Elmira where she still resides, Esther enjoys small-town living. She feels a strong commitment to the Woolwich community and serves as a member of the Woolwich Community Lions Club.
With over 25 years in sales and service, Esther prides herself in building long-term relationships with her clients and providing them with personalized portfolios to meet their individual insurance and financial needs.
She is a mom of two beautiful daughters, enjoys spending time with her family and loved ones, and always has a suitcase on standby to explore new destinations.
Esther is proud of her staff’s commitment in providing superior service and ensuring our clients understand their coverage and the options available to them.
Location
Elmira
EmailHetvi Kapadia
Associate Insurance Agent II
Hetvi Kapadia is an Associate Insurance Agent Level II at Co-operators, specializing in personal lines insurance with a focus on auto and home insurance. Originally from India, Hetvi moved to Canada in 2023 and now lives in Kitchener.
Hetvi holds a degree in Interior Architecture, bringing creativity and attention to detail to her work. She is fluent in English, Hindi, Gujarati and Marathi, allowing her to connect with a diverse clientele. A proud wife, Hetvi is also deeply committed to her personal and professional life.
Passionate about educating her clients on the various coverage options available, particularly in auto and home insurance, Hetvi is dedicated to building long-term relationships. She takes pride in creating personalized insurance portfolios that meet each client's unique needs. Her personal interest in home decoration adds another layer of expertise to her role, offering a well-rounded perspective to her clients.
Hetvi Kapadia is committed to protecting what matters most to her clients, ensuring they are well-informed and confident in their insurance decisions.
Location
Elmira
EmailPrayash Patel
Life Insurance Specialist*
Mutual Fund Investment Specialist**
Originally from India, Prayash moved to Canada in 2019 as a student attending Loyalist College in Belleville where he completed his post graduation studies in Business Management. He moved to Waterloo in 2021 and started working in the insurance industry. He also worked in the Indian banking industry and has four years of experience with sales and customer service.
Prayash joined Co-operators in 2024. He enjoys building relationships with new and existing clients and takes pride in providing a positive client experience. He has completed his Other Than Life (OTL) Insurance License.
In his spare time, Prayash enjoys travelling, cooking, reading and exploring the local trails.
Location
Elmira
EmailRenu Rangarajan
Associate Insurance Agent
Renu grew up in south India and moved to the Waterloo area in 2012. She is a busy mother of two beautiful children and loves spending time with her family. Renu also enjoys trying different cuisines, sewing and painting.
Renu has a Bachelor of Computer Science degree and believes in continuous learning and growth. She is focused on building relationships with our clients and addressing their home and auto insurance needs.
Location
Elmira
Email*Offering insurance products underwritten by Co-operators General Insurance Company and Co-operators Life Insurance Company.
**Offering mutual funds through Co-operators Financial Investment Services.