Save on home insurance
Looking to trim costs on your home insurance? Talk to your financial representative about reviewing your coverage to make sure you're getting all the discounts you're eligible for. You may qualify for one or more of the following discounts on your insurance policy.
Discounts
New home* | A discount may apply based on the age of the dwelling. |
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Mature client discount | If you're 55 years of age or older, you can save on your home insurance premium. Homeowners, tenants and condominium unit owners all qualify. |
Protection system discount | Having an approved burglar or fire alarm on the premises will also save you money. Under condominium or tenant insurance, the alarm must be inside the unit to qualify. |
Automatic fire sprinkler discount | Having a professionally installed and fully operational fire sprinkler system on the premises can save you money. |
Automatic water shut-off discount | Having a professionally installed and fully operational water shut-off system on the premises will also save you money. |
Multi-product discount | If you purchase other lines of insurance with us, such as an auto or life policy, you may qualify for our multi-product discount. |
Claims-free credit | Ask about this credit if you've never made a claim. |
Sustainability discount | Our Envirowise™ discount offers savings for owners of eligible Leadership in Energy and Environmental Design (LEED) certified homes. Condominium unit owners or tenants may also qualify for Envirowise. |
Co-operative housing discount* | Members of co-operative housing developments qualify for a discount on their personal property premium.
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Mortgage-free discount |
Homeowners who do not have a mortgage or secured line of credit on their home may qualify for a discount. |
*Not available in Quebec.