Machinery insurance

Coverage type	Fire and lightning	Elite
Fire or lightning	Included	Included
Explosion	Included	Included
Loss of Use This coverage provides you with a replacement machine after a total loss due to a covered claim. It can also help cover the cost of renting machine while your insured machine is being repaired. Coverage for electrical and mechanical breakdown is not included.	Optional	Included
Tool replacement This endorsement replaces damaged tools at today’s prices instead of their depreciated value. Coverage for electrical and mechanical breakdown is not included.	Optional	Optional

Other ways to protect your farm