Farm livestock and poultry coverage

We insure the following livestock. If your livestock isn’t on this list, contact your agent to see if it’s covered.

• Beef cattle
• Dairy cattle
• Horses
• Hogs
• Sheep
• Goats

Available coverage

Our livestock insurance is available as a Broad or Elite package. Broad covers most basic risks, while Elite covers more risks.

Broad

• Fire, lightning, explosion
• Earthquake
• Water transportation - stranding, sinking or burning of vessel
• Impact by aircraft
• Collision or upset
• Flood
• Riot, vandalism or malicious acts
• Theft (not including mysterious disappearance)
• Tornado, windstorm and hail
• Smoke
• Animal collision
• Fumes, huddling, piling, smothering or freezing (by an insured peril)
• Attack by wild animals or dogs (non owned)
• Artificial electricity
• Drowning
• Building collapse or falling trees
• Accidental shooting
• Entrapment

Elite

Our Elite package covers everything listed in Broad and extends further coverage to:

• Hardware ingestion
• Bloat
• Accidental physical injury
• Rabies
• Animal birth
• Colic
• Smoke
• Blizzards

Our Farm Enhanced Coverage Endorsement includes coverages specific all types of Farm operations including Dairy and Poultry operations.

Talk to your local agent about putting together the best plan for your dairy farm.

Additional coverage

More coverage is available for loss via power interruption and coverage for embryos or semen being transported for purposes of artificial insemination.

Farm poultry and eggs

We provide two types of coverage for poultry and eggs: Fire and Lightning, and Fire and Extended Perils.

Fire and lightning

This covers poultry and eggs against fire, lightning, and explosion.

Fire and extended perils

This includes everything in the fire and lightning coverage, and extends insurance further to:

• Impact by aircraft
• Collision with vehicle
• Flood
• Blizzard, rainstorm, sleet, snow
• Riot, vandalism or malicious acts
• Theft (not including mysterious disappearance)
• Windstorm and hail
• Smoke
• Animal collision
• Earthquake
• Huddling, piling, smothering or freezing (by an insured peril)
• Attack by wild animals or non-owned dogs
• Waterborne transportation: stranding, sinking, or burning of vessel
• Drowning

Contact your local agent to find out more about having your poultry operation covered by The Co-operators.

Additional coverage is available for poultry and eggs for consequential loss resulting from damage to the building, power interruption or heat prostration. Contact your Co-operators agent to find out more.