Insurance Investments Group Claims About us

Business insurance for contractors and tradespeople

Your clients rely on you to get the job done right. At Co-operators, you can rely on us for made-to-measure coverage that helps protect your business.

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Businesses we insure

  • Cleaning and janitorial services
  • Construction and renovation businesses
  • Gardening and landscaping businesses
  • Installation businesses
  • Skilled trades
  • Oil and gas
Can’t find your business type?

Don’t worry – we insure all types of businesses. Let’s connect to discuss your insurance needs.

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Types of coverage to consider

Business property insurance

Your tools and equipment help you finish the job. But what happens if they’re stolen or damaged? Protect your inventory and your business space with our comprehensive coverage.

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Liability insurance

As a business owner, a single liability claim can put everything you’ve worked so hard to build at risk. Protect your business against claims for injuries and damages.

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Equipment breakdown insurance

At the heart of your business operation is the equipment you use to get the job done. But what happens if there’s an insured loss? Keep your business running with coverage you can trust.

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Loss of income insurance

As a business owner, you plan for the unexpected. But sometimes, you need to hit pause. Don’t let a temporary closure jeopardize your business. Protect your business with the right coverage.

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Cyber security insurance

Get coverage for data breaches, ransomware attacks and other cyber incidents. Plus get free, 24-hour support from CyberScout®, our risk-management partner.

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Crime insurance

Protect your business from crime not covered by your property or liability policies, such as employee dishonesty, loss of money and securities, and credit card fraud.

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Explore all coverage options
Dedicated commercial insurance advisors for your business

Want specialized support and guidance? Our expert commercial insurance advisors are here for you. Connect with one today, and discover the value of tailored coverage, proactive risk management and support when you need it.

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More solutions for your business

Insure your business vehicle

Keep your business moving forward with our comprehensive coverage for business-use vehicles.

Learn about insurance for business-use vehicles

Build a resilient and healthy workforce

Engage your workforce and attract new talent with our flexible group benefits.*

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*Group benefits are not available with Community Guard® in Quebec.

CyberScout® is a registered trademark of SontiqTM.