Investment styles for every type of investor
You’ll find solutions for every risk preference, from low to high and everything in between.
Choose the actively managed Co-operators MFS LifePlan Retirement Funds or the index-based Co-operators BlackRock LifePath Funds to provide employees with a “hands-off” approach to investing. It couldn’t be easier. All employees have to do is choose the fund that’s closest to their planned retirement date.
The benefits:
- A one-step process for building a diversified investment portfolio
- A portfolio that automatically matches the employee’s investment time horizon
- Fund management by investment professionals who rebalance the asset mix as needed
- A gradual reduction in investment risk as employees approach their retirement date
Choose from five pre-packaged asset-allocation portfolios created through the expert analysis of fund combinations and expected returns. This makes sense for employees who want flexibility as well as an asset mix that matches their lifestyle at every stage.
The benefits:
- An asset mix that matches the employee’s investing profile and risk tolerance
- A diversified portfolio across sectors, geographic locations and fund managers
- A stable way to meet the employee’s outlined investment goals
- The flexibility to switch to another portfolio, if the employee’s investing profile changes
Choose from four pre-packaged asset-allocation portfolios managed by NEI Investments. Responsible screens exclude investment in companies that derive a material portion of their revenue from industries like tobacco, weapons, nuclear power and gambling. A Co-operators NEI Select Portfolio makes sense for employees who want to generate returns for themselves and for a better society.
The benefits:
- An asset mix that matches the employee’s investing profile and risk tolerance
- A diversified portfolio across sectors, geographic locations and fund managers
- An environmental, social and governance (ESG) analysis of each included fund
- The flexibility to switch to another portfolio, if the employee’s investing profile changes
For the ultimate in choice and flexibility, choose individual investment funds from a variety of leading fund managers. Employees can invest in one-, three- or five-year terms, via a guaranteed-interest-rate option or a variable-interest account that keeps pace with daily interest rates. This makes sense for employees who feel comfortable selecting their own mix of investments.
The benefits:
- The freedom to build a diversified asset mix
- Investments that provide the desired degrees of diversification, liquidity and professional management
- The flexibility to change investments, if the employee’s investing profile changes
Investing you can feel good about
By choosing investments that take into account environmental, social and governance (ESG) factors, you can help manage risk and achieve sustainable, long-term returns. Responsible investment strategies include:
Integration
The process of incorporating ESG risks into portfolio analysis and construction.
Negative screens
The method of excluding companies based on what they sell or their poor ESG performance.
Positive screens
The strategy of choosing companies with strong or improving ESG performance, such as those with great environmental policies, progressive employee relations, diverse boards and workforces, and fair executive pay practices.
Thematic
The approach of focusing on companies that provide solutions for sustainability, such as renewable energy.
Impact
The practice of investing in investments that deliver both financial returns and positive social or environmental outcomes.
Investment performance and fund managers
Investment performance
We offer a diverse range of solutions for different investment styles and strategies. Review your fund's performance on our fund fact sheets.
Investment managers
You can count on our knowledgable and experienced managers to help you achieve your investment goals.