Protect your hobby farm

A hobby farm is a smaller farm operated mainly for pleasure. The Co-operators has designed a special insurance package for hobby farmers that is sold as an addition to your regular home insurance.

What qualifies as a hobby farm?

A hobby farm is operated on a smaller scale than a commercial farm. A large vegetable garden would not be considered a hobby farm. If land is being rented for farm use or livestock are being kept, it would fall into the hobby farm category. Contact your local agent to determine your eligibility.

Hobby farm insurance package

Your farm may seem small to others, but it’s very important to you. We make sure it’s covered with the following:

  • Dwelling and contents
  • Replacement cost guarantee on your home
  • Extended Water coverage for farm dwellings
  • Comprehensive Water coverage* for farm dwellings
  • Dwelling limit for detached structures
  • For produce sellers, coverage loss due to robbery
  • Farm livestock
  • Farm produce
  • Farm poultry and eggs
  • $1 million liability
*Only available for Ontario and Alberta Homeowners.

 

Optional coverage

You can also choose to add increased coverage limits, farm outbuildings and farm machinery can be covered through additional insurance. Contact your agent to talk about hobby farm insurance options.