Financial security

We foster financial security for Canadians through risk mitigation, co-operative business development, and skill-building and employment opportunities.

Co-operators Community Funds: enhancing employability for underserved individuals

Co-operators Community Funds support initiatives that lead to job creation and/or enhanced employability for underserved youth and individuals with mental health challenges. Since the Funds’ inception in 1995, we have disbursed $9.86 million to 219 organizations.

Go to our community funds page

Co-operators Community Funds Pathways to Employability (P2E) Initiative: employability supports for youth affected by COVID-19 job losses

This $2 million, 3-year initiative focuses on providing employability supports for marginalized youth who have lost jobs or educational opportunities due to COVID-19 shutdowns. Through partnership with non-profits, small businesses, government and other for-profit entities, this program will facilitate movement into higher quality, sustainable, and secure jobs for youth.

Go to our pathways to employability page

Co-operative Development Program (CDP): supporting the growth of Canadian Co-operatives

As a third-tier co-operative, we recognize the valuable contributions that co-operatives have made to our own growth and development. With that in mind, The Co-operators administers a program of dedicated grants that encourage the viability and growth of emerging and expanding co-operatives. These co-operatives respond to the collective needs of Canadians, while paying special attention to social well-being and development.

Go to our co-operative development program page

Canadian Co-operative Investment Fund (CCIF)

The Canadian Co-operatives Investment Fund (CCIF) is the first of its kind in Canada, and supports emerging and expanding needs of co-operatives, mutual and credit unions through investment funding sourced from the co-operative sector. The Co-operators has committed $10 million to the CCIF in support of co-operative investment capital opportunities, and was joined by 15 other co-operatives to reach the CCIF’s $25 million fund target.

Habitat for Humanity: enhancing financial stability through home ownership

We partnered with Habitat for Humanity to support the building of affordable housing solutions through funding and employee-led volunteer Build Days. Our partnership allows families to build stability and self-reliance through homeownership, creating stronger and more resilient communities.