Answer Centre

Buying a car

Most of us appreciate the freedom that comes from owning a vehicle, but you'll want to make sure you're fully protected if you’re ever involved in an accident.

Even though auto insurance is mandatory, you still deserve the best insurance plan at a reasonable price. At The Co-operators, we offer affordable auto insurance plans for all types of drivers. Talk to your local Co-operators Financial Advisor for more information, or get a free, no-obligation quote online for the coverage you need.

Managing auto insurance costs

Maintaining a good driving record can help keep your insurance premiums down. Other ways to reduce your auto insurance rates include increasing your deductible and choosing a vehicle that costs less to insure. Insurance premiums on certain vehicles are higher because some cars are more expensive to repair or more likely to be stolen.

If you've been licensed and accident free for six years, you may want to ask your Financial Advisor about accident forgiveness. With this special endorsement, your first at-fault accident will not affect your auto insurance premiums, as long as you've been licensed and accident free for six years.